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In today’s market, it’s becoming more and more common for clients to purchase a home with little or no money down. As the demand for ZERO DOWN home loans has increased, State Mortgage has lead the way in obtaining the best in NO MONEY DOWN options.
The Jensen Team takes great pride on being industry experts in No Money Down financing.
Clients that benefit from no down payment programs vary from all background types and income levels. From the people just out of school to professionals seasoned in their careers, all have different and valid reasons for pursuing 100% financing.
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Just started a career: Many of our clients have just started their careers. We understand that it takes time to accumulate money for a down payment. We also know that every month you write a rent check, you are throwing your money away. The only people that financially benefit from this type of relationship are the landlords.
- Prefer to use the money for other purposes: Many of today’s consumers are very market savvy. Even those clients that have money for a down payment choose not to. Instead, they would rather put that money to work for them in other ways. Whether you put 10% down, 5% down or 0% down, the home you purchase will still appreciate in value at the same rate. Buying a home is a great investment regardless of how much you put down. So, while mortgage rates are low and the cost of money is cheap, you may prefer to use your money for other things. One example is to pay off a credit card or other high interest obligations.
- Have not been able to save for down payment: There are many very hard working people and families, who simply have not had the opportunity to save for a down payment. We understand that some times in life, financial resources must be directed to unexpected responsibilities at the expense of savings. That doesn’t mean you can’t own a home! Our ZERO down programs allow you to keep the down payment in you savings account so you can have a cushion for those unexpected events.
You too can buy a nice home in a great neighborhood for ZERO down payment, no matter what your income level or credit situation is, chances are very good the Jensen Team can help you purchase a new home. Your new home is only a click away!
Ok, I’m ready to get approved
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